1. Information We Collect

• Full name and contact information
• Email address and phone number
• Government-issued ID (for KYC verification)
• Transaction and payment details
• Device and usage data

2. How We Use Your Information

• To provide escrow services
• To verify identity (KYC/AML compliance)
• To prevent fraud and unauthorized activity
• To comply with legal and regulatory obligations
• To improve platform performance and security

3. Data Sharing

We do not sell your personal information. We may share data with:

• Payment service providers
• Banking partners
• Identity verification providers
• Regulatory authorities (when required by law)

4. Data Security

We implement encryption, secure servers, and strict access controls to protect your information from unauthorized access or disclosure.

5. Data Retention

We retain user information as long as necessary to provide services and comply with financial regulations. Some transaction data may be retained for regulatory reporting purposes.

6. Your Rights

• Request access to your data
• Request correction of inaccurate data
• Request account deletion
• Withdraw consent (where applicable)

7. Account Deletion

Users may request account deletion via our Account Deletion Page. Some financial records may be retained to comply with legal requirements.

8. Changes to This Policy

We may update this Privacy Policy periodically. Continued use of PayBuyTrust constitutes acceptance of updates.

9. Contact Us

Email: support@paybuytrust.com